
Years Finance Experience
Capital Raised for Public Companies
Units Under Advisory
Investors Served
Most multifamily investors finance properties one deal at a time. But as your portfolio grows, that approach creates compounding inefficiencies — trapped equity, fragmented debt, and missed opportunities. The investors who scale fastest are the ones who finance their portfolio strategically.
Significant equity locked in properties with no clear strategy to redeploy it for higher-impact opportunities.
A patchwork of loans with different terms, rates, and maturities — creating an unmanageable balance sheet that limits your flexibility.
You're spending more time navigating lender relationships than executing your investment thesis. Your financing should accelerate growth, not slow it down.
If even one of these sounds familiar, your portfolio is leaving capital on the table. A strategic re-evaluation of your capital structure isn't optional — it's the difference between stalling and scaling.

GSM Commercial Capital is a boutique capital advisory firm built on 35+ years of Wall Street capital markets expertise. We don't just place loans — we engineer comprehensive capital strategies with the analytical precision of a CFO and the strategic foresight of an experienced investor.
We analyze your entire portfolio to design a unified capital structure — consolidating loans, optimizing terms, and unlocking trapped equity.
Strategic cash-out refinancing and debt restructuring that turns idle equity into fuel for your next acquisition.
From agency and bank to DSCR, bridge, and private capital — we source and structure the right financing for every deal in your pipeline.
Every engagement follows a disciplined, transparent process. No upfront fees — we only succeed when your capital strategy is successfully implemented.
Confidential analysis of your current holdings, debt structure, and growth objectives.
We model multiple scenarios and present a recommended capital strategy with clear rationale.
We engage our lender network, negotiate terms, and manage the underwriting process.
We quarterback the entire closing process and ensure terms are delivered as negotiated. Our fee is earned here.
"Gary has effectively served as our de facto CFO, acting as a direct lender when appropriate and a strategic relationship manager when projects require external banking or agency solutions."

Joe Colasuonno
Full-Time Real Estate Developer
300+ → 600+ Units
"My collaboration with Gary since 2017 has been transformative for my real estate business. Gary is more than a lender or mortgage broker; he is a true capital strategist."

Joel Pena
Full-Time Real Estate Investor
~100 Units
"Gary is a true financing partner and will quickly provide us with investment guidance and the most appropriate financing solution with our best interests at heart."

Julius and Frank
Part-Time Real Estate Investors
~100 Units
Gary founded GSM Commercial Capital after 23 years on Wall Street, where he was part of raising $200 billion in capital for public companies — including $6 billion for real estate companies and builders. He built GSM to bring that same institutional-grade financial engineering to multifamily investors who think at the portfolio level.

Founder & Principal
Gary Mascitis, Jr.
23 years Wall Street · $200B+ raised
We work best with investors who are serious about growth and ready to think strategically about their capital structure.
You own 30+ multifamily units and are actively scaling
You have equity trapped in properties that could be redeployed
You're managing multiple loans with different lenders and terms
You're spending too much time on financing instead of deal execution
You want a strategic capital partner, not a transactional broker
Download our Portfolio Capital Audit Checklist — a 27-point diagnostic tool used by serious multifamily investors to identify trapped equity, misaligned debt terms, and missed capital deployment opportunities.
5 critical audit areas most investors overlook
Self-scoring system with clear interpretation guide
Actionable insights you can apply immediately
Used by investors managing 30–500+ units
FREE DOWNLOAD — 8-PAGE PDF